“Our belief is Everyone is deserving of owning a home, and we can help you there!”

Choosing the right lender is a key element to managing your mortgage. Network Funding, LP knows what it takes to be a successful mortgage lender in Texas. Since the start of our operation, our dedication to exceed your expectations and guarantee your satisfaction has made us what we are today. We provide no less than exceptional service to all of our customers from start to finish in the loan process. We also believe that there is more to home financing than simply securing the lowest interest rate. We want to offer you lasting solutions to achieve your financial goals; this is why we ask a lot of questions, and take the time to listen to your answers concerning your overall financial picture.

FHA Loan Programs

FHA fixed-rate mortgages, or Section 203(b), are the most common and popular type of FHA mortgage. The interest rate does not change with a fixed-rate mortgage. A fixed-rate FHA mortgage insures the lender for the total amount of the mortgage in case the buyer defaults. This type of mortgage requires a smaller down payment than a conventional mortgage would require. The typical down payment for a fixed-rate mortgage is 3 percent of the total amount borrowed. A fixed-rate mortgage can offer a lower interest payment if the mortgage is taken out during a period of low-interest rates. A fixed-rate mortgage can also offer stability; your monthly payments will be the same for the life of the mortgage. Fixed-rate mortgages can be taken out for a period of 10, 15, 20, or 30 years.

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VA LOANS

VA guaranteed loans are made by lenders and guaranteed by the U.S. Department of Veteran Affairs (VA) to eligible veterans for the purchase of a home. The guaranty means the lender is protected against loss if you fail to repay the loan. In most cases, no down payment is required on a VA guaranteed loan and the borrower usually receives a lower interest rate than is ordinarily available with other loans.

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Jumbo Loans

Borrow up to $1 million at a great mortgage rate

Why Network Funding is the smart choice for loan amounts over $417K in Texas:

• 15 and 30-year fixed rate loans for consistent monthly payments
• 5/1, 7/1 & 10/1 ARMs for lowering upfront payments
• Interest-only loans for greater flexibility to control your cash flow

Ask about our Seconds liens over $100K – $500K

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One Time Close Construction Loan

Our construction program is the "One-Time Close" loan. One-time close means that there is one application and one closing for the purchase or refinance of the lot, construction costs and the permanent mortgage.

Product Features:
• Save on closing costs with this single close loan
• When your home is completed, begin regular monthly principal and interest payments, with no refinancing or additional costs
• Float down option (one time interest rate reduction based on the current mortgage market rates) available 30 days prior to completion
• Fast turnaround time on all draw requests – handled locally
• Use your land equity towards your building costs
• Recast option (one time principal reduction) available 30 days prior to modification

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Home Equity Loans and Lines of Credit

A home equity line of credit and loans can help you finance a home improvement project, pay for college or finance a family vacation.

Home Equity Line of Credit

Use the equity in your home to secure a home equity line of credit, and withdraw funds only when you need to use them. A HELOC is a form of revolving credit secured by the equity in your home. This is an open ended loan that can be paid down or charged up for the term of the loan, much like a credit card. The interest rate fluctuates (typically monthly).

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Energy Efficient Mortgage

The Energy Efficient Mortgage Loan program helps current or potential homeowners significantly lower their monthly utility bills. Energy efficient improvement costs can be incorporated into an FHA loan Energy Efficient FHA Loans

Incorporate Your Energy Efficiency Improvements into an FHA Loan

The Energy Efficient Mortgage Loan program helps current or potential homeowners significantly lower their monthly utility bills by enabling them to incorporate the cost of adding energy efficient improvements into their new home or existing housing. This FHA program eliminates the need for homeowners who are interested in making their home more energy efficient to take out an additional mortgage loan to cover the cost of the improvements they intend to make to their property. The program is available as part of a FHA insured home purchase or by refinancing your current mortgage loan.

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What You Should Know Before Your Closing!

The closing, also known as the settlement, is the last step in getting your mortgage and actually becoming the owner of your new home. You’ll probably see and sign more legal documents at your closing than at any other single event in your life. You’ll have to pay a number of fees as well. These factors can make the closing confusing and a little overwhelming.

Testimonials

"We can’t thank you enough, Denise! You provided excellent service and guidance throughout the entire home buying process that truly put us first time home buyers at ease. And many more thanks for securing the lowest interest rate around – no one could even come close to matching your great rate. My wife and I are so happy we found you!"

- Jen and Gavin Marks

Testimonials

Thanks again for all your help with the purchase of our first home. We would like very much for you to include the following testimonial on the Wholesale Mortgage website. We would love to help others receive the type of service we received.

My wife and I chose wholesale mortgage because a close friend raved on how friendly and professional they were. Working with Denise was a great experience. We experience no anxiety, had all our questions answered quickly day or night, and experienced a rapport more inline with a close friendship than a short term business engagement.

The website, the incredibly knowledgeable office staff and Denise’s personal one on one attention made the process of buying our first home much less daunting than the horror stories of many people we know.

We are very happy in our new home and my wife and I now go out of our way very often to refer friends and acquaintances….

Lewis and Aphrodite Yancy
Houston, Texas

Testimonials

On behalf of our family, I would like to extend our upmost thanks for the wonderful, professional service you gave us in securing a mortgage. Our case was a difficult one, but you always believed in the possibility and made us feel confident we were working with a professional. Your ability to explain and help us understand the mortgage process, made it much easier to make the right kinds of decisions. Thank you for your patience, kindness and honesty. The mortgage industry needs more people like you.

Eddie Rodriguez, Founder & Director / The Center for Assisted Learning

Testimonials

"Denise has been an easy going and wonderful person to work with when I decided to refinance my house. With my personal everyday life being busy, the online process made it smooth and timely all the way though closing. She has done a tremendous job finding and financing the best deal on a second mortgage. Again it was all done in a timely manner. She knows how to help individuals and get the job done. I look forward to working with her in the future."

Mark Brown